Mortgage Refinance - FHA Home Loans - Fixed Rate Refinancing - Cash Out Mortgages
Nationwide Mortgage Loans is a premiere mortgage lender offering exclusive low rate refinance, FHA home loans, fixed refinancing, second mortgages, home equity loans, VA refinance loans, bad credit lines and conforming rate loans for debt consolidation, cash out and new home financing. Our mortgage lenders maintain headquarters in California, but we have extended our prime, conventional, non-conforming, FHA, VA, subprime and home equity services to consumers nationally. Homeowners can take advantage of discount interest rates offered to borrowers who want to refinance adjustable rate mortgages, high interest credit card debt or their variable home equity lines of credit into a tax deductible fixed rate mortgage loan.
As an experienced mortgage banker, Nationwide Mortgage Loans assembled a talented refinance team that provides "outside of the box" first and second mortgage loans. Homeowners can improve their financial state when refinancing their high interest revolving debts and consolidating their loans together into a reduced payment loan ensured by a fixed rate. First time homebuyers are encouraged to our competitive loan products like the 97% FHA refinance loan, "interest only" home equity credit lines and 100% veteran purchase mortgages.
If you are seeking to refinance your variable rate loans but have credit problems or no equity left in your home, we encourage you to apply online because our lending guidelines make exceptions for compensating factors. According to Kevin Margulies, an IHE executive, "Now more than ever, homeowners should seek the expert refinancing advice from the 'Mortgage Loan Originators' at Nationwide." Get the best mortgage refinance rate possible with our volume discounts.
Is your ARM connected to with the LIBOR, MTA, COFI, COSI, or COSI? If your mortgage loan payment is about to adjust, we suggest discussing a FHA refinance with your friendly neighborhood loan officer at Nationwide. New FHA mortgage loans were created to help homeowners lock in a guaranteed fixed and affordable mortgage rate. Conforming, FHA and VA mortgage rates remain low, but most real estate analysts predict more rate hikes in the next few years. Take advantage of today's no equity loan programs for fixed rate refinancing to help you start realizing your financial dreams.
10 Most Popular Home Refinance Loans
Nationwide Mortgage Loans offers a multitude of home refinance and equity loans to maintain a competitive edge. Nationwide continues to be an industry leader for high LTV refinance and second mortgage loans that allow first time homebuyers to qualify for loans without having any equity in their home.
Our refinance lenders offer over 100 different mortgage loan programs for refinancing, bill consolidation and home purchase. Consumers across the nation are lining up to lock in low fixed interest rates because they enable homeowners to realize significant savings and lower monthly payments.
Take advantage of our free guides and disclosures that help 1st time homebuyers. We’ll help you balance budgets and teach you tips on how to maintain good credit scores. If you are behind on your mortgage payments, or late on credit card bills, consider refinancing with FHA loans because they allow bad credit with cash out refinancing up to 95% loan to value. Industry sources report that home loan lenders continue to tighten guidelines and many banks are completely eliminating their stated income programs all together.
The featured articles below were written by industry experts in an effort to better equip homeowners for home financing endeavors. Our home lending team offers both traditional refinancing and conventional purchase mortgages, but our niche remains with cash out refinance loans and prime rate home equity lines of credit which are perfect for financing home improvements, swimming pool construction and consolidating adjustable rate debt in an effort to maximize savings.
• Since 2001, Nationwide has brokered nearly $1 Billion in home refinance loans. Our knowledge helps consumers find solutions for complex financing problems at a competitive interest rate.
• The Nationwide Lending Commitment provides "out of the box" loan products that help homeowners consolidate debt, lower their payments and maximize savings.
Fixed Rate Mortgage Refinance Loans
• Nationwide meets the growing demand of fixed rate refinancing for borrowers with rising adjustable rate mortgage payments. Many homeowners have fair or poor credit because they can’t afford the loan payment.
• We'll get you fixed rate solutions even if your credit score is low. We offer sub-prime mortgages and FHA home loan products. We help homeowners find a lower, more affordable mortgage payment.
Mortgage Calculators
Mortgage Refinancing Calculator - Analyze the benefits of refinancing. Calculate the monthly payment while displaying the net savings.
According to the Wall Street Journal, "Consolidating compounding interest debt into a fixed rate simple interest loan can save you thousands of dollars a year."
"I got a mortgage refinance loan that made my credit card debt disappear and I was still able to get cash in my hand. Thanks for your help!" J. Thompson
"Refinancing my ARM was a priority, but Nationwide helped be roll in my other high rate loans as well. We closed quickly and
I saved almost $1,000 a month!" The Bedford Family
Our mortgage lenders offer conforming, FHA, VA and down-payment assistance loans to help people secure low rate loan payments. Get a No Cost FHA Refinance Loan Quote.
Our lenders specialize in no equity refinancing with first and second mortgages, hard money loans and all types of non-conforming home refinance loans for homeowners nationwide. Maximize your home equity to get cash with reduced mortgage rates and affordable monthly payments.
If you have had trouble getting approved in the past because of a past bankruptcy or low credit score, our FHA mortgage loans provide a new opportunity for refinancing. Consider refinancing with a simple interest mortgage or fixed rate FHA loan for securing bad credit debt consolidation and credit card refinance loans. The sub-prime lending rules have changed recently, but you may still qualify for a "no money down" home purchase loan.
Home loans will be made or arranged pursuant to lending laws for mortgage bankers. Nationwide Mortgage Loans is affiliated with a federally chartered bank. This is not an offer to enter into a financing agreement; California Department of Real Estate for CA Mortgage Lender; Colorado Supervised Mortgage Lender License; FL State Florida Mortgage Lender; MD Maryland Mortgage Lender; Registered in Michigan as Second Mortgage Broker; Utah Consumer Credit Notification, Home Equity Loan License; WA Washington Mortgage Broker; Loan Products and services offered may not be available to residents in certain states. State restrictions may apply. For updated licensing info please mail request to Nationwide Mortgage Loans, 515 Encinitas Blvd ste 100, Encinitas CA 92024 For Adjustable rate mortgage loans APR calculations are based from the index and Lender based margins. All loan programs are subject to lending & underwriting approval. Unfortunately, not all home loan applicants will be approved.
"No fees prior to closing" means that Nationwide Mortgage Loans does not charge up-front fees for a loan application. No Hidden Fees means that Nationwide Mortgage Loans will disclose any and all fees associated with a loan transaction. Interest Rate Locks are not allowed on the following lien/loan types in the noted states: On 1st lien loans, interest rate locks are not permitted in Alaska, Colorado, Connecticut, Nebraska, and Virginia. 1st and Second Mortgage Rate locks are not permitted on any loans in Georgia, Maine, Massachusetts, and New Hampshire. Terms of the Standard Equity Line of Credit Program: Other Home Equity Limitations and Conditions: The Home Equity Line of Credit APR is based upon an Index value (the highest prime rate published in the Wall Street Journal Money Rates table) and is subject to change based upon a change in the Index rate. The APR is a variable interest rate and is subject to change daily. The APR will never be greater than 18%, or less than 6% or the initial rate whichever is greater. The maximum combined loan to value ratio is 125% for fixed rate FHA home mortgage loans that are subordinated. Hazard and flood insurance must be in effect on the property securing the account. Borrower may be responsible for payment of state and local mortgage recording and transfer taxes. For specific purchase and refinance program requirements, disclosures and update licensing information for all 50 states, please contact Nationwide directly.
